Currently, Tricare for Life (TFL) pays nearly all medical costs for acute care not covered by Medicare and requires few out-of-pocket fees.

The proposed change would require a copay to cover the first $550 under Medicare and TLF would only cover 50% of the next $4,950.

Further, the report ops to reduce beneficiaries' incentive to switch to [military treatment facilities (MTFs)], this option would require TLF beneficiaries seeking care from MTFs to make copays equal to…