Chuck,

I am one of those that receive Medicare, this is how it works, you work 45 years, like I did, and you pay into SS and Medicare every week.

Then you have to wait until you are 65-66 to colect a single dime, as to the Medicare, they only pay 80 %, you have to find  a way to cover the other 20%.

Either by joining a Medicare HMO, or by buying a Medicare supplement policy.

Thes policies run over $ 200.00 a month plus $96.50 for Part A nad Part B of Medicre.

Believe me, this is no "GIMME" the HMO requies referrals ans co-pays, last year, on top of all this free insurance, I paid "out of pocket" over $12,500.00.

So much for free insurance

Believe me Medicare is no panacea.

Tom Wright

Tom Wright